360 365 Interest

Using the "365/360 US Rule Methodology" interest is earned for 365 days even though the daily rate was calculated using 360 days. Using the "Monthly Payment Methodology" interest is earned on 12 thirty day months or in effect 360 days.

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The 360 Money Market account currently comes with a great 2.00% APY.. Although the interest rate on the money market account is not the highest, Ally does.

Day count convention for calculating interest accrued on U.S. Treasury bills and other money market instruments. Uses actual number of days in a month and 360 days in a year for calculating.

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Amortization table using interest accrued on a 360/365 day basis. Need guidance on what formula to use in order to calculate interest accrued for a loan using 360/365 day basis. Thank you. This thread is locked. You can follow the question or vote as helpful, but you cannot reply to this thread.

Interest Type = 365/360 Interest Rate (before adjusting because of 365/360) = 5.5% Payment for the first 59 months = $4,370.15 Final Payment (60th Month) = $462,357.50. 365/360 Interest Type Amortization Table Originally Posted by bobgilbert.

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