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. centralizes its loan underwriting processes in New Orleans and gets loan officers in other parts of the country to market loans from their homes. The bank closed loan production offices in Ohio,
A home loan with an interest rate that remains the same for the entire term of the loan. Adjustable-rate mortgage (ARM) Also called a variable-rate mortgage, an adjustable-rate mortgage has an interest rate that may change periodically during the life of the loan in accordance with changes in an index such as the U.S. Prime Rate or the London.